Terms & Conditions

Last updated: January 1, 2026.

1. General Provisions

These Terms & Conditions (hereinafter: "Terms") govern the use of the website expert-system-central.com (hereinafter: "Website") operated by Expert-system-central d.o.o., with its registered office at Savska cesta 41, 10000 Zagreb, Croatia, Tax ID (OIB): 56781234098 (hereinafter: "the Company"). By accessing and using the Website, you accept these Terms in their entirety.

2. Description of Service

The Website provides informational content in the field of financial literacy and personal finance management. Content includes educational articles, budget management tips and information about financial strategies. The Company offers the option to subscribe to a newsletter through the Website for receiving regular information and advice.

3. Limitation of Liability

Content published on the Website is exclusively of an informational and educational nature and does not constitute financial, investment, tax or legal advice. The Company assumes no responsibility for any decisions made based on information published on the Website. Before making any financial decisions, we recommend consulting with a licensed financial advisor.

4. Intellectual Property

All content published on the Website, including texts, graphics, logos, images and multimedia content, is protected by copyright and other intellectual property rights. Copying, distributing, modifying or publicly displaying any part of the content without prior written consent of the Company is prohibited.

5. Use of the Website

By accessing the Website, you agree to: • Use the Website only for lawful purposes. • Not attempt unauthorized access to any part of the Website or its connected systems. • Not use automated tools to collect content without permission. • Provide accurate and truthful data when subscribing to the newsletter.

6. Newsletter

By subscribing to the newsletter, you agree to receive electronic messages with informational and educational content about financial literacy. You can unsubscribe from the newsletter at any time via the unsubscribe link included in each message or by contacting us at info@expert-system-central.com.

7. Privacy

The processing of your personal data is governed by our Privacy Policy, which is an integral part of these Terms. By using the Website, you confirm that you are familiar with the Privacy Policy.

8. Links to Other Websites

The Website may contain links to third-party websites. The Company does not control the content of those websites and assumes no responsibility for their content, privacy policies or practices.

9. Amendments to Terms

The Company reserves the right to amend these Terms at any time without prior notice. Amended Terms shall enter into force upon publication on the Website. By continuing to use the Website after the publication of amendments, you are deemed to have accepted the amended Terms.

10. Governing Law and Jurisdiction

These Terms shall be governed by the laws of the Republic of Croatia. For all disputes arising from the use of the Website or in connection with these Terms, the competent court in Zagreb, Republic of Croatia, shall have jurisdiction.

11. Contact

For any questions regarding these Terms & Conditions, contact us: Expert-system-central d.o.o. Savska cesta 41, 10000 Zagreb, Croatia Email: info@expert-system-central.com Tax ID (OIB): 56781234098
Expert-system-central

Expert consulting and education on personal finance management for citizens of Croatia.

Expert-system-central d.o.o.

Savska cesta 41, 10000 Zagreb, CroatiaTax ID (OIB): 56781234098Registration No. (MBS): 081098765Registered at the Commercial Court in ZagrebShare capital: EUR 2,654.46, fully paidDirector: Ivan HorvatYear of incorporation: 2019

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